alifaisya banner

alifaisya banner
Click My Online Shop

Thursday, May 17, 2007

Gold for the Early Bird

The main enemy in getting a high return is not the volatility of a market, but procrastination. We can see from the diagram below what it cost to Clyde when he only starts saving when he is 27 years old.

Although he save RM1,000 a year for the next 38 years, he still cannot match the amount of money that Bonnie gets for saving only 10 years at the early age of 18. The earlier you start the lesser amount you have to save and you don’t have to seek a very high interest rate.



As it goes the higher the interest rate, the higher the risk that you have to put up with. So if you start early you can put your money in a moderate unit trust fund and still get a higher gain. You don’t have to go through the high volatility of a direct stock investment or the aggressive/high risk unit trust fund. So the best advice is start saving or investing now!.

Monday, May 7, 2007

Eight Golden Rules Of Investing.

  1. Do Not Borrow To Invest.
  2. Do Not Invest All Your Money.
  3. If an investor were to invest his money in a single stock counter, he could lose all of his money if the company went into liquidation. A unit trust spreads the risk off loss by holding a portfolio of stocks which behaves in a less volatile manner. It means less sleepless night for you.
  4. Do Not Invest Money You Need Soon
  5. Do Not Get Emotional And Panic
  6. Do Keep Investing And Stay Invested
  7. Do Diversify
  8. If an investor invest all his money in a single stock, when the price falls
  9. Do Take Professional Advice
  10. Do Give Your Investments Time To Grow.

    Share Now!